Position: KYC Officer
Work Type: Long Term Contract with Opportunity for extension
Pay: 25-29$ Hourly
Location: Montreal, Quebec
Hybrid
The position at a glance
Intervening at the final stages of the KYC due diligence process and working in close coordination with all stakeholders part of the KYC Due Diligence process (including Data Officers; Data Controllers; Screeners; Investigators; Compliance; and Relationship Managers), Senior KYC officer is responsible for ensuring that due diligence on new or existing clients has been conducted in compliance with regulatory requirements and internal policies/guidelines.
In detail
Performing a factual-based analysis, Senior KYC Officer’s key responsibilities include:
- Ensuring that all data, document and information collected as part of the Due Diligence process are compliant and reliable to determine the final risk level of the client relationship
- Ensuring that the level of due diligence performed is in accordance with the final risk level of the client relationship
- Ensuring that local regulatory requirements pertaining to the KYC case has been fulfilled
- Ensuring that financial security risk triggers are appropriately consulted with Compliance for opinion
- Preparing a memo substantiating the KYC analysis review
- Ensuring that the file is submitted for Relationship Manager’s final sign-off
- Working with QA officers and team leads to ensure about improving the 4-eye checks’ quality
Organizing the Client Acceptance Committee (CAC) as appropriate
The strengths and skills that will help you succeed
- Regulatory Mastery: Expert in FATF, FinCEN, EU AML Directives, and local jurisdictional requirements; author of updated KYC policy suite after the 2024 AML reforms.
- Risk?Based Due Diligence
- Analytical Tools: MS Excel and Power?BI.
- Project Management
- Stakeholder Influence: Partnered with product, legal, and sales to embed KYC risk scores into client?facing CRM, improving risk visibility across the value chain.
- Communication: Regular presenter to senior leadership and regulators
Years of experience:
- The candidate will have at least 5 years of experience in the financial services sector, with at least 3 years in AML/KYC-related role.
Languages:
- English : Mandatory
- Knowledge of French and Spanish is a plus
Technical skills:
- General knowledge on financial industry and products, including awareness of various types of corporate entities – hedge funds, asset managers, pension funds, limited, private and public companies, holding companies, trusts etc.
- Experience in a control function (having a control mind-set)
- Financial industry knowledge, including corporate entities and structures
- AML/KYC process, regulatory rules (e.g. USA PATRIOT Act, Bank Secrecy Act)
- Financial security screening (sanctions, PEPs, negative news)
- Experience with KYC databases and vendors (e.g. Orbis, World-Check)
- Knowledge of OFAC screening requirements
Soft skills:
- Strong analytical, communication, and interpersonal skills
- Ability to work under pressure, prioritize tasks, and meet deadlines
- Client-oriented, quality-driven, and adaptable team player
- Strong Excel, Word, and presentation skills
- Bilingual in French and English, with proficiency in another language (e.g. Spanish, Portuguese) a plus
- Bachelor’s degree required, CAMS certification a plus
*Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Professional working proficiency in English language is required. OR Professional working proficiency in French and English languages are required.
#LI-NK1
#INDEPI