Position: Underwriter
Location: Downers Grove, IL or Richardson, TX
Job Description:
This position is responsible for preparing, rating, and issuing proposal quotes based on predefined guidelines. It is structured to handle high volume, task-specific quoting functions in a fast-paced environment that support the Small Group underwriting operations.
Job Responsibilities:
- Learn and apply standard underwriting principles and procedures to evaluate risk.
- Utilize systems necessary to retrieve and analyze data.
- Quote and rate proposals within established authority guidelines, and within the specified department service level timelines.
- Make sound underwriting decisions within established authority guidelines
- Communicate and interact effectively and professionally with coworkers, management, Sales and Marketing, and other internal department staff
- Research and organize data to present to higher level underwriters when outside established authority guidelines
- Keep informed of all changes made to Corporate Systems, Underwriting Applications, databases, report systems and rating applications.
Required Job Qualifications:
- Associates degree with reasonable experience in Group health insurance functions, underwriting support, or systems and programming.
- Excel and Outlook proficiency demonstrated on resume.
- Demonstrates strong work management skills, including efficient prioritization, effective multitasking, and disciplined time allocation to ensure timely completion of projects and commitments.
- Demonstrate verbal and written communication skills to include correct grammar, word choice, precision, conciseness, structure, audience appropriate tone and language.
- Comfort with computer technology, specifically web-based systems. Additionally, the ability to effectively follow and apply established workflows, standard techniques and procedures.
Preferred Job Qualifications:
- Bachelors Degree
- Knowledge of health care products and covered eligibility.
- Knowledge of state and federal legislation governing underwriting practices.